/* ── Reset & Base ─────────────────────────────────── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --blue-950: #071526;
  --blue-900: #0D2B4A;
  --blue-800: #123A62;
  --blue-700: #1A4F7E;
  --blue-600: #21619A;
  --mint-400: #5EEAD4;
  --mint-300: #99F6E4;
  --mint-100: #CCFBF1;
  --mint-50:  #F0FDFA;
  --gray-50:  #F8FAFC;
  --gray-100: #F1F5F9;
  --gray-200: #E2E8F0;
  --gray-300: #CBD5E1;
  --gray-400: #94A3B8;
  --gray-500: #64748B;
  --gray-600: #475569;
  --gray-700: #334155;
  --gray-800: #1E293B;
  --gray-900: #0F172A;
  --white:    #FFFFFF;

  --font-sans: 'Inter', system-ui, -apple-system, sans-serif;
  --font-serif: 'Playfair Display', Georgia, serif;

  --ease-out: cubic-bezier(0.16, 1, 0.3, 1);
  --ease-spring: cubic-bezier(0.34, 1.56, 0.64, 1);
}

html { scroll-behavior: smooth; font-size: 16px; }
body {
  font-family: var(--font-sans);
  font-weight: 300;
  color: var(--gray-800);
  background: var(--white);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
}

img { max-width: 100%; height: auto; display: block; }
a { color: inherit; text-decoration: none; }
button { font: inherit; cursor: pointer; border: none; background: none; }
input, select, textarea { font: inherit; }

.skip-link {
  position: absolute; top: -100%; left: 1rem;
  background: var(--blue-900); color: var(--white);
  padding: 0.5rem 1rem; border-radius: 0 0 6px 6px;
  z-index: 9999; font-size: 0.875rem;
}
.skip-link:focus { top: 0; }

.container { max-width: 1200px; margin: 0 auto; padding: 0 1.5rem; }

/* ── Buttons ──────────────────────────────────────── */
.btn {
  display: inline-flex; align-items: center; gap: 0.5rem;
  padding: 0.75rem 1.75rem; border-radius: 100px;
  font-weight: 400; font-size: 0.9375rem;
  transition: all 0.25s var(--ease-out);
  white-space: nowrap; letter-spacing: 0.01em;
}
.btn--primary {
  background: var(--mint-400); color: var(--blue-950);
  box-shadow: 0 2px 12px rgba(94,234,212,0.3);
}
.btn--primary:hover {
  background: var(--mint-300); transform: translateY(-1px);
  box-shadow: 0 4px 20px rgba(94,234,212,0.4);
}
.btn--ghost {
  background: transparent; color: var(--gray-700);
  border: 1px solid var(--gray-300);
}
.btn--ghost:hover { border-color: var(--blue-700); color: var(--blue-700); }
.btn--dark {
  background: var(--blue-900); color: var(--white);
}
.btn--dark:hover { background: var(--blue-800); transform: translateY(-1px); }
.btn--nav {
  background: var(--mint-400); color: var(--blue-950);
  padding: 0.5rem 1.25rem; font-size: 0.875rem;
}
.btn--nav:hover { background: var(--mint-300); }
.btn--small { padding: 0.5rem 1.25rem; font-size: 0.8125rem; }
.btn--full { width: 100%; justify-content: center; }

/* ── Navigation ───────────────────────────────────── */
.nav {
  position: fixed; top: 0; left: 0; right: 0; z-index: 100;
  background: rgba(255,255,255,0.92);
  backdrop-filter: blur(12px); -webkit-backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--gray-200);
  transition: box-shadow 0.3s var(--ease-out);
}
.nav.scrolled { box-shadow: 0 1px 16px rgba(13,43,74,0.06); }
.nav-inner {
  max-width: 1200px; margin: 0 auto; padding: 0 1.5rem;
  display: flex; align-items: center; height: 64px; gap: 2rem;
}
.nav-logo {
  display: flex; align-items: center; gap: 0.625rem;
  font-weight: 500; font-size: 1rem; color: var(--blue-900);
  letter-spacing: -0.01em;
}
.nav-logo-icon { flex-shrink: 0; }
.nav-links {
  margin-left: auto; display: flex; align-items: center; gap: 0.25rem;
  font-size: 0.875rem;
}
.nav-links a:not(.btn) {
  padding: 0.4rem 0.875rem; border-radius: 8px;
  color: var(--gray-600); transition: color 0.2s, background 0.2s;
}
.nav-links a:not(.btn):hover { color: var(--blue-900); background: var(--gray-50); }

/* Mobile toggle */
.nav-toggle {
  display: none; flex-direction: column; gap: 5px;
  padding: 0.5rem; margin-left: auto;
}
.nav-toggle-bar {
  display: block; width: 20px; height: 1.5px;
  background: var(--gray-700); border-radius: 2px;
  transition: all 0.25s var(--ease-out);
}
.nav-toggle[aria-expanded="true"] .nav-toggle-bar:nth-child(1) {
  transform: translateY(6.5px) rotate(45deg);
}
.nav-toggle[aria-expanded="true"] .nav-toggle-bar:nth-child(2) { opacity: 0; }
.nav-toggle[aria-expanded="true"] .nav-toggle-bar:nth-child(3) {
  transform: translateY(-6.5px) rotate(-45deg);
}

@media (max-width: 768px) {
  .nav-toggle { display: flex; }
  .nav-links {
    position: fixed; top: 64px; left: 0; right: 0; bottom: 0;
    background: var(--white); flex-direction: column;
    align-items: stretch; padding: 1.5rem; gap: 0.25rem;
    transform: translateX(100%); opacity: 0;
    transition: transform 0.35s var(--ease-out), opacity 0.3s;
    pointer-events: none;
  }
  .nav-links.open {
    transform: translateX(0); opacity: 1; pointer-events: all;
  }
  .nav-links a:not(.btn) {
    padding: 0.875rem 1rem; font-size: 1rem;
    border-bottom: 1px solid var(--gray-100);
  }
  .nav-links .btn--nav {
    margin-top: 1rem; justify-content: center;
    padding: 0.875rem; font-size: 1rem;
  }
}

/* ── Hero ─────────────────────────────────────────── */
.hero {
  position: relative;
  min-height: 100vh; min-height: 100dvh;
  display: flex; align-items: center;
  background: linear-gradient(135deg, var(--blue-950) 0%, var(--blue-900) 60%, var(--blue-800) 100%);
  padding: 6rem 0 4rem;
  overflow: hidden;
}
.hero-bg-lines {
  position: absolute; inset: 0; pointer-events: none;
  background-image:
    linear-gradient(rgba(94,234,212,0.04) 1px, transparent 1px),
    linear-gradient(90deg, rgba(94,234,212,0.04) 1px, transparent 1px);
  background-size: 60px 60px;
}
.hero-container {
  display: grid; grid-template-columns: 1fr 1fr;
  gap: 4rem; align-items: center; position: relative; z-index: 1;
}
.hero-content { max-width: 520px; }
.hero-badge {
  display: inline-flex; align-items: center; gap: 0.5rem;
  padding: 0.375rem 1rem; border-radius: 100px;
  background: rgba(94,234,212,0.12); color: var(--mint-400);
  font-size: 0.8125rem; font-weight: 400; letter-spacing: 0.03em;
  margin-bottom: 1.5rem; border: 1px solid rgba(94,234,212,0.2);
}
.hero-title {
  font-family: var(--font-serif);
  font-weight: 500; font-size: clamp(2.25rem, 4.5vw, 3.5rem);
  line-height: 1.15; color: var(--white);
  letter-spacing: -0.02em; margin-bottom: 1.25rem;
}
.hero-subtitle {
  font-size: 1.0625rem; line-height: 1.7;
  color: rgba(255,255,255,0.65); margin-bottom: 2rem;
  max-width: 440px;
}
.hero-actions { display: flex; gap: 0.75rem; flex-wrap: wrap; }
.hero-actions .btn--ghost {
  color: rgba(255,255,255,0.8); border-color: rgba(255,255,255,0.25);
}
.hero-actions .btn--ghost:hover {
  border-color: rgba(255,255,255,0.5); color: var(--white);
}

/* Hero cards */
.hero-cards {
  position: relative;
  display: grid; grid-template-columns: 1fr 1fr;
  gap: 1rem; align-content: start;
}
.hero-card--main {
  grid-column: 1 / -1;
  border-radius: 20px; overflow: hidden;
  aspect-ratio: 480/560;
  box-shadow: 0 24px 64px rgba(0,0,0,0.3);
}
.hero-card--main img { width: 100%; height: 100%; object-fit: cover; }
.hero-card--stat {
  background: var(--white); border-radius: 16px;
  padding: 1.25rem 1.5rem;
  box-shadow: 0 8px 32px rgba(0,0,0,0.15);
}
.card-stat-number {
  display: block; font-family: var(--font-serif);
  font-weight: 600; font-size: 1.75rem;
  color: var(--blue-900); letter-spacing: -0.02em;
  line-height: 1; margin-bottom: 0.375rem;
}
.card-stat-label {
  display: block; font-size: 0.8125rem;
  color: var(--gray-500); line-height: 1.4;
}
.card-stat--alt { background: var(--blue-900); }
.card-stat--alt .card-stat-number { color: var(--mint-400); }
.card-stat--alt .card-stat-label { color: rgba(255,255,255,0.6); }
.card-stat--wide {
  grid-column: 1 / -1;
  display: flex; align-items: center; gap: 1rem;
  background: var(--blue-800);
}
.card-stat-row { display: flex; align-items: center; gap: 1rem; width: 100%; }
.card-stat-icon {
  flex-shrink: 0; width: 44px; height: 44px;
  border-radius: 12px; background: rgba(94,234,212,0.15);
  display: flex; align-items: center; justify-content: center;
  color: var(--mint-400);
}
.card-stat-sublabel {
  display: block; font-size: 0.75rem;
  color: rgba(255,255,255,0.5); margin-top: 0.125rem;
}
@media (max-width: 900px) {
  .hero-container { grid-template-columns: 1fr; }
  .hero-content { max-width: 100%; }
  .hero-cards { max-width: 480px; margin-top: 2rem; }
}
@media (max-width: 480px) {
  .hero { padding: 5rem 0 3rem; }
  .hero-cards { grid-template-columns: 1fr; }
  .hero-card--main { aspect-ratio: 4/3; grid-column: auto; }
}

/* ── Section shared ───────────────────────────────── */
.section-label {
  display: inline-flex; align-items: center; gap: 0.5rem;
  font-size: 0.75rem; font-weight: 500; letter-spacing: 0.1em;
  text-transform: uppercase; color: var(--blue-600);
  margin-bottom: 0.75rem;
}
.section-label::before {
  content: ''; display: block; width: 24px; height: 1px;
  background: var(--blue-600);
}
.section-title {
  font-family: var(--font-serif);
  font-weight: 500; font-size: clamp(1.75rem, 3vw, 2.5rem);
  color: var(--gray-900); line-height: 1.2;
  letter-spacing: -0.02em; margin-bottom: 1rem;
}
.section-subtitle {
  font-size: 1.0625rem; color: var(--gray-500);
  max-width: 560px; line-height: 1.7;
}

/* ── Services ─────────────────────────────────────── */
.services {
  padding: 7rem 0;
  background: var(--white);
}
.services .container { text-align: center; }
.services .section-subtitle { margin: 0 auto 3.5rem; }
.services-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.25rem; text-align: left;
}
.service-card {
  padding: 2rem; border-radius: 16px;
  border: 1px solid var(--gray-200);
  transition: all 0.3s var(--ease-out);
  background: var(--white);
}
.service-card:hover {
  border-color: var(--mint-400);
  box-shadow: 0 8px 32px rgba(94,234,212,0.12);
  transform: translateY(-2px);
}
.service-icon {
  width: 44px; height: 44px; border-radius: 12px;
  background: var(--mint-50); color: var(--blue-900);
  display: flex; align-items: center; justify-content: center;
  margin-bottom: 1.25rem;
}
.service-title {
  font-family: var(--font-serif);
  font-weight: 500; font-size: 1.125rem;
  color: var(--gray-900); margin-bottom: 0.625rem;
  letter-spacing: -0.01em;
}
.service-desc {
  font-size: 0.9375rem; color: var(--gray-500);
  line-height: 1.65;
}
@media (max-width: 900px) {
  .services-grid { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 560px) {
  .services-grid { grid-template-columns: 1fr; }
  .services { padding: 5rem 0; }
}

/* ── About ────────────────────────────────────────── */
.about {
  padding: 7rem 0;
  background: var(--gray-50);
}
.about-container {
  display: grid; grid-template-columns: 1fr 1fr;
  gap: 4rem; align-items: center;
}
.about-image-wrap { position: relative; }
.about-image-wrap img {
  border-radius: 20px; width: 100%; height: 100%;
  object-fit: cover; aspect-ratio: 560/640;
  box-shadow: 0 16px 48px rgba(13,43,74,0.1);
}
.about-image-accent {
  position: absolute; bottom: -1.5rem; right: -1.5rem;
  width: 120px; height: 120px; border-radius: 20px;
  background: var(--mint-400); z-index: -1;
}
.about-content .section-title { margin-bottom: 1.25rem; }
.about-text {
  font-size: 1rem; color: var(--gray-600);
  line-height: 1.75; margin-bottom: 1rem;
}
.about-values {
  display: flex; flex-direction: column; gap: 0.75rem;
  margin: 2rem 0 2.5rem;
}
.about-value {
  display: flex; align-items: center; gap: 1rem;
  font-size: 0.9375rem; color: var(--gray-700);
}
.about-value-line {
  flex-shrink: 0; width: 32px; height: 1px;
  background: var(--blue-600);
}
@media (max-width: 900px) {
  .about-container { grid-template-columns: 1fr; }
  .about-image-wrap { max-width: 480px; }
}

/* ── Insurance ────────────────────────────────────── */
.insurance {
  padding: 7rem 0;
  background: var(--blue-900);
}
.insurance-inner {
  max-width: 720px; text-align: center;
}
.insurance .section-label { color: var(--mint-400); }
.insurance .section-label::before { background: var(--mint-400); }
.insurance-title { color: var(--white); }
.insurance .section-subtitle {
  color: rgba(255,255,255,0.6); margin: 0 auto 3rem;
}
.insurance-features {
  display: grid; grid-template-columns: 1fr 1fr;
  gap: 1rem; text-align: left;
}
.insurance-feature {
  display: flex; align-items: flex-start; gap: 0.75rem;
  padding: 1.25rem; border-radius: 12px;
  background: rgba(255,255,255,0.05);
  border: 1px solid rgba(255,255,255,0.08);
  font-size: 0.9375rem; color: rgba(255,255,255,0.8);
  line-height: 1.5;
}
.insurance-feature svg { flex-shrink: 0; margin-top: 2px; color: var(--mint-400); }
@media (max-width: 560px) {
  .insurance-features { grid-template-columns: 1fr; }
  .insurance { padding: 5rem 0; }
}

/* ── Testimonials ─────────────────────────────────── */
.testimonials {
  padding: 7rem 0;
  background: var(--white);
}
.testimonials .container { text-align: center; }
.testimonials .section-subtitle { margin: 0 auto 3.5rem; }
.testimonials-grid {
  display: grid; grid-template-columns: repeat(3, 1fr);
  gap: 1.25rem; text-align: left;
}
.testimonial-card {
  padding: 2rem; border-radius: 16px;
  background: var(--gray-50);
  border: 1px solid var(--gray-100);
  transition: all 0.3s var(--ease-out);
}
.testimonial-card:hover {
  border-color: var(--mint-100);
  box-shadow: 0 8px 32px rgba(13,43,74,0.06);
}
.testimonial-quote {
  color: var(--mint-400); margin-bottom: 1rem;
  line-height: 1;
}
.testimonial-text {
  font-size: 0.9375rem; color: var(--gray-600);
  line-height: 1.7; margin-bottom: 1.5rem;
  font-style: italic;
}
.testimonial-author {
  font-size: 0.8125rem; color: var(--gray-400);
  font-style: normal;
}
@media (max-width: 900px) {
  .testimonials-grid { grid-template-columns: 1fr; max-width: 560px; margin: 0 auto; }
}

/* ── Contact ──────────────────────────────────────── */
.contact {
  padding: 7rem 0;
  background: var(--gray-50);
}
.contact-container {
  display: grid; grid-template-columns: 1fr 1fr;
  gap: 4rem; align-items: start;
}
.contact-intro {
  font-size: 1rem; color: var(--gray-500);
  line-height: 1.7; margin-bottom: 2.5rem;
}
.contact-details { display: flex; flex-direction: column; gap: 1.5rem; }
.contact-detail {
  display: flex; align-items: flex-start; gap: 1rem;
}
.contact-detail-icon {
  flex-shrink: 0; width: 40px; height: 40px; border-radius: 10px;
  background: var(--white); border: 1px solid var(--gray-200);
  display: flex; align-items: center; justify-content: center;
  color: var(--blue-900);
}
.contact-detail-label {
  display: block; font-size: 0.75rem; font-weight: 500;
  letter-spacing: 0.08em; text-transform: uppercase;
  color: var(--gray-400); margin-bottom: 0.25rem;
}
.contact-detail-value {
  display: block; font-size: 0.9375rem;
  color: var(--gray-700); line-height: 1.6;
}
.contact-detail-link {
  display: block; font-size: 0.9375rem;
  color: var(--blue-700); transition: color 0.2s;
}
.contact-detail-link:hover { color: var(--blue-900); text-decoration: underline; }

/* Form */
.contact-form-wrap {
  background: var(--white); border-radius: 20px;
  padding: 2.5rem; border: 1px solid var(--gray-200);
  box-shadow: 0 8px 32px rgba(13,43,74,0.05);
}
.contact-form { display: flex; flex-direction: column; gap: 1.25rem; }
.form-group { display: flex; flex-direction: column; gap: 0.375rem; }
.form-group label {
  font-size: 0.8125rem; font-weight: 500;
  color: var(--gray-700); letter-spacing: 0.02em;
}
.form-group input,
.form-group select,
.form-group textarea {
  padding: 0.75rem 1rem; border-radius: 10px;
  border: 1px solid var(--gray-200);
  background: var(--gray-50); color: var(--gray-800);
  transition: border-color 0.2s, box-shadow 0.2s;
  outline: none;
}
.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  border-color: var(--mint-400);
  box-shadow: 0 0 0 3px rgba(94,234,212,0.15);
  background: var(--white);
}
.form-group textarea { resize: vertical; min-height: 80px; }
.form-note {
  font-size: 0.8125rem; color: var(--gray-400);
  text-align: center; margin-top: 0.25rem;
}
.form-success {
  text-align: center; padding: 2rem;
  display: flex; flex-direction: column; align-items: center; gap: 1rem;
}
.form-success-icon { color: var(--mint-400); }
.form-success-title {
  font-family: var(--font-serif);
  font-weight: 500; font-size: 1.5rem;
  color: var(--gray-900);
}
.form-success-text {
  font-size: 0.9375rem; color: var(--gray-500);
  line-height: 1.65; max-width: 320px;
}

@media (max-width: 900px) {
  .contact-container { grid-template-columns: 1fr; }
  .contact-form-wrap { max-width: 560px; }
}

/* ── Footer ───────────────────────────────────────── */
.footer {
  background: var(--blue-950); color: rgba(255,255,255,0.6);
  padding: 4rem 0 2rem;
}
.footer-inner {
  display: flex; flex-direction: column; gap: 2.5rem;
}
.footer-brand { display: flex; flex-direction: column; gap: 0.75rem; }
.footer-logo {
  display: inline-flex; align-items: center; gap: 0.625rem;
  font-weight: 500; font-size: 1rem; color: var(--white);
}
.footer-tagline {
  font-size: 0.9375rem; color: rgba(255,255,255,0.45);
  max-width: 280px; line-height: 1.6;
}
.footer-links {
  display: flex; gap: 0.5rem; flex-wrap: wrap;
}
.footer-links a {
  padding: 0.375rem 0.75rem; border-radius: 8px;
  font-size: 0.875rem; color: rgba(255,255,255,0.5);
  transition: color 0.2s, background 0.2s;
}
.footer-links a:hover { color: var(--white); background: rgba(255,255,255,0.06); }
.footer-contact {
  display: flex; flex-direction: column; gap: 0.375rem;
  font-size: 0.875rem;
}
.footer-contact a {
  color: rgba(255,255,255,0.5); transition: color 0.2s;
}
.footer-contact a:hover { color: var(--mint-400); }
.footer-bottom {
  padding-top: 2rem; border-top: 1px solid rgba(255,255,255,0.08);
  display: flex; flex-direction: column; gap: 0.5rem;
  font-size: 0.8125rem; color: rgba(255,255,255,0.3);
}
.footer-notice { font-size: 0.75rem; color: rgba(255,255,255,0.2); }

@media (min-width: 768px) {
  .footer-inner {
    flex-direction: row;
    justify-content: space-between; align-items: flex-start;
  }
  .footer-bottom { flex-direction: row; justify-content: space-between; }
}